Members may access home mortgages from banks using their benefit entitlements as collateral. For a member to qualify for the loan, he must be Tanzanian and has contributed the Fund for at least 10 years.
Loan amount accessible shall not exceed 50% of special lump sum amount where the member has less than 180 months of contribution. If the member has contributed for 180 months or more loan amount shall be limited to 50% of commuted Pension Gratuity. Loan recovery shall be limited to members statutory retirement age.